/* CreditPath – cash flow landing page. Mobile-first (390x844), scales to desktop.
   Brand from batch3/src/cp3.py: NAVY #081642, DEEP #03091C, BLUE #1C5AE3, YELLOW #FFD21F, INK #11141C
   Fonts: Anton (display caps), Inter (body), Archivo Black (wordmark) – self-hosted subsets in /assets. */
@font-face{font-family:"Anton";src:url(assets/anton.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Inter";src:url(assets/inter.woff2) format("woff2");font-weight:400 800;font-display:swap}
@font-face{font-family:"CPWord";src:url(assets/archivo-wordmark.woff2) format("woff2");font-weight:400;font-display:swap}

:root{
  --navy:#081642;--deep:#03091c;--blue:#1c5ae3;--blue-2:#2f6bf0;--blue-d:#1446b8;
  --y:#ffd21f;--y-d:#e6b800;--ink:#11141c;--mute:#4a5368;--line:#dfe4ef;--tint:#f2f5fb;--white:#fff;
  --red:#d92d33;--ok:#12a150;
  --disp:"Anton","Oswald","Impact","Haettenschweiler","Arial Narrow Bold",sans-serif;
  --body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --r:14px;--dock-h:72px;
  --metal:linear-gradient(160deg,#0b1f5e 0%,#081642 38%,#0d2a7a 62%,#061235 100%);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:64px}
body{margin:0;font-family:var(--body);font-size:16px;line-height:1.5;color:var(--ink);background:#fff;
  overflow-x:clip;padding-bottom:calc(var(--dock-h) + env(safe-area-inset-bottom))}
img,svg{display:block;max-width:100%}
a{color:var(--blue)}
h1,h2,h3,p{margin:0}
ul,ol{margin:0;padding:0;list-style:none}
button,input,textarea{font:inherit;color:inherit}
.wrap{width:100%;max-width:1160px;margin:0 auto;padding:0 18px}
.narrow{max-width:760px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;z-index:100;background:var(--y);color:var(--navy);padding:10px 14px;border-radius:8px;font-weight:700}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--y);outline-offset:2px}
.hl{color:var(--y)}

/* ---------- top bar ---------- */
.topbar{position:sticky;top:0;z-index:40;background:#050e2c;border-bottom:1px solid rgba(255,255,255,.08)}
.topbar__in{display:flex;align-items:center;justify-content:space-between;height:56px}
.brand{display:flex;align-items:center;gap:8px;text-decoration:none;min-height:44px}
.brand img{width:30px;height:auto}
.brand__word{font-family:"CPWord","Archivo Black",var(--body);font-weight:900;color:#fff;font-size:19px;letter-spacing:.2px;line-height:1}
.brand__word b{color:var(--y);font-weight:inherit}
.topbar__call{display:inline-flex;align-items:center;gap:8px;min-height:44px;min-width:44px;justify-content:center;padding:0 12px;border-radius:999px;
  color:var(--navy);background:var(--y);font-weight:800;text-decoration:none;font-size:15px}
.topbar__call svg{width:18px;height:18px;fill:currentColor}
.topbar__right{display:flex;gap:10px;align-items:center}
.topbar__cta{display:none}

/* ---------- hero ---------- */
.hero{position:relative;color:#fff;background:var(--metal);padding:18px 0 26px;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(120% 60% at 85% -10%,rgba(47,107,240,.55),transparent 60%),
             linear-gradient(115deg,transparent 40%,rgba(255,255,255,.06) 50%,transparent 60%)}
.hero__grid{position:relative;display:grid;gap:16px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#cdd8f5}
.dot{width:8px;height:8px;border-radius:50%;background:var(--y);box-shadow:0 0 0 4px rgba(255,210,31,.2)}
.hero__h1{font-family:var(--disp);font-weight:400;text-transform:uppercase;line-height:.98;letter-spacing:.2px;margin-top:8px;
  font-size:clamp(40px,11.6vw,52px);text-shadow:0 3px 0 rgba(0,0,0,.35)}
.hero__h1 .line{display:block}
.hero__sub{margin-top:10px;font-size:16.5px;font-weight:600;color:#e6ecfb;line-height:1.4}
.hero__pts{display:none}

/* ---------- form card ---------- */
.card{background:#fff;color:var(--ink);border-radius:18px;padding:16px 16px 14px;
  box-shadow:0 18px 40px rgba(0,0,0,.35),0 0 0 1px rgba(255,255,255,.06);border-top:5px solid var(--y);scroll-margin-top:66px}
.prog__top{display:flex;justify-content:space-between;align-items:baseline;gap:10px;margin-bottom:8px}
.prog__title{font-size:12.5px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;color:var(--blue-d)}
.prog__count{font-size:13px;font-weight:700;color:var(--mute)}
.prog__bar{height:8px;border-radius:99px;background:#e6ebf5;overflow:hidden}
.prog__bar span{display:block;height:100%;width:16.66%;background:linear-gradient(90deg,var(--blue),var(--blue-2));border-radius:99px;transition:width .35s ease}
.step{border:0;margin:0;padding:16px 0 0;min-width:0}
legend.q{float:left;margin-top:0!important}
legend.q + *{clear:both}
.step[hidden]{display:none}
.q{display:block;padding:0;width:100%;margin:18px 0 12px;font-family:var(--disp);font-weight:400;text-transform:uppercase;font-size:27px;line-height:1.05;color:var(--navy);letter-spacing:.2px}
.q:focus{outline:none}
.opts{display:grid;gap:10px}
.opts--2{grid-template-columns:1fr 1fr}
.opt{min-height:60px;padding:10px 10px;border:2px solid #cfd8ea;background:#f7f9fd;border-radius:12px;cursor:pointer;
  font-weight:800;font-size:17px;color:var(--navy);line-height:1.15;text-align:center;
  transition:border-color .15s,background .15s,transform .1s;touch-action:manipulation;-webkit-tap-highlight-color:transparent}
.opts--sm .opt{min-height:54px;font-size:15px}
.opt:focus-visible{border-color:var(--blue)}
@media (hover:hover){.opt:hover{border-color:var(--blue)}.back:hover{color:var(--blue)}}
.opt:active{transform:scale(.97)}
.opt[aria-pressed="true"]{border-color:var(--blue);background:var(--blue);color:#fff}
.micro{margin-top:10px;font-size:13px;color:var(--mute);display:flex;gap:6px;align-items:flex-start}
.back{display:inline-flex;align-items:center;min-height:44px;margin-top:6px;padding:0 4px;border:0;background:none;color:var(--mute);font-weight:700;font-size:14.5px;cursor:pointer}

.field{margin-bottom:8px}
.field label{display:block;font-weight:700;font-size:14px;margin-bottom:3px;color:var(--navy)}
.opt-l{font-weight:500;color:var(--mute)}
.field input,.field textarea{width:100%;min-height:48px;padding:12px 14px;border:2px solid #cfd8ea;border-radius:10px;background:#fff;font-size:16px}
.field textarea{min-height:56px;resize:vertical}
.field input:focus,.field textarea:focus{border-color:var(--blue);outline:none;box-shadow:0 0 0 3px rgba(28,90,227,.2)}
.field input::placeholder,.field textarea::placeholder{color:#8a93a8}
.err{display:none;color:var(--red);font-size:13px;font-weight:600;margin-top:4px}
.is-bad .err,.err.show{display:block}
.is-bad input{border-color:var(--red)}
.check{display:flex;gap:10px;align-items:flex-start;margin:4px 0 2px;font-size:13.5px;color:var(--mute);line-height:1.4}
.check input{flex:0 0 auto;width:24px;height:24px;margin:0;accent-color:var(--blue)}
.check label{padding-top:2px}
.check + .err{margin-bottom:6px}
.check{min-height:44px}

.step--end{text-align:left;padding-bottom:4px}
.end__badge{display:inline-block;margin-top:14px;padding:4px 10px;border-radius:6px;background:var(--y);color:var(--navy);font-weight:800;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase}
.step--end .q{margin-top:10px}
.step--end{padding-top:0}
.end__p{color:var(--mute);margin-bottom:10px;font-size:15.5px}
.end__p--big{font-size:18px;font-weight:800;color:var(--navy)}
.end__tick{width:56px;height:56px;margin-top:14px;border-radius:50%;background:var(--ok);display:grid;place-items:center}
.end__tick svg{width:32px;height:32px;fill:#fff}
.step--end .btn{margin-top:8px}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:12px 20px;border-radius:12px;border:2px solid transparent;
  font-weight:800;font-size:16.5px;text-decoration:none;cursor:pointer;text-align:center;line-height:1.15;transition:transform .1s,filter .15s;touch-action:manipulation}
.btn:active{transform:scale(.98)}
.btn svg{width:20px;height:20px;fill:currentColor;flex:0 0 auto}
.btn--block{display:flex;width:100%}
.btn--lg{min-height:58px;font-size:17.5px}
.btn--yellow{background:var(--y);color:var(--navy);box-shadow:0 4px 0 var(--y-d)}
.btn--yellow:hover{filter:brightness(1.05)}
.btn--blue{background:var(--blue);color:#fff;box-shadow:0 4px 0 var(--blue-d)}
.btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn--ghost-dark{background:#fff;color:var(--navy);border-color:#cfd8ea}
form .btn--yellow{margin-top:10px;text-transform:uppercase;font-family:var(--disp);font-weight:400;letter-spacing:.5px;font-size:22px}

/* ---------- ribbon / marquee ---------- */
.ribbon{background:var(--y);color:var(--navy);overflow:hidden;border-top:3px solid var(--navy);border-bottom:3px solid var(--navy);padding:11px 0}
.ribbon__track{display:flex;align-items:center;gap:18px;width:max-content;white-space:nowrap;
  font-family:var(--disp);text-transform:uppercase;font-size:20px;letter-spacing:.5px;animation:marq 32s linear infinite}
.ribbon__track i{font-style:normal;font-size:13px;color:var(--blue)}
@keyframes marq{to{transform:translateX(-50%)}}

/* ---------- stats ---------- */
.stats{background:var(--navy);color:#fff;padding:22px 0}
.stats__grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 14px}
.stat b{display:block;font-family:var(--disp);font-weight:400;font-size:40px;line-height:1;color:var(--y);font-variant-numeric:tabular-nums}
.stat small{display:block;margin-top:4px;font-size:13.5px;color:#cdd8f5;line-height:1.3}

/* ---------- sections ---------- */
.sec{padding:44px 0}
.sec--dark{background:var(--deep);color:#fff;background-image:radial-gradient(90% 60% at 0% 0%,rgba(28,90,227,.35),transparent 60%)}
.sec--metal{background:var(--metal);color:#fff}
.sec--tint{background:var(--tint)}
.kicker{display:inline-block;font-weight:800;font-size:12.5px;letter-spacing:.09em;text-transform:uppercase;color:var(--blue-d);
  padding:3px 0;border-bottom:3px solid var(--y);margin-bottom:10px}
.kicker--y{color:var(--y)}
.h2{font-family:var(--disp);font-weight:400;text-transform:uppercase;font-size:clamp(32px,9vw,52px);line-height:1;letter-spacing:.2px;color:var(--navy);margin-bottom:22px}
.h2 .hl{color:var(--blue)}
.sec--dark .h2,.sec--metal .h2{color:#fff}
.sec--dark .h2 .hl,.sec--metal .h2 .hl{color:var(--y)}

.steps{display:grid;gap:14px;counter-reset:s}
.steps li{display:flex;gap:14px;align-items:flex-start;padding:16px;border:1px solid var(--line);border-radius:var(--r);background:#fff;box-shadow:0 2px 0 var(--line)}
.steps__n{flex:0 0 44px;height:44px;border-radius:12px;display:grid;place-items:center;background:var(--navy);color:var(--y);font-family:var(--disp);font-size:24px}
.steps h3{font-size:17.5px;font-weight:800;color:var(--navy);line-height:1.25;margin-bottom:4px}
.steps p{color:var(--mute);font-size:15px}

.ticks{display:grid;gap:10px;margin-bottom:24px}
.ticks li{position:relative;padding:14px 14px 14px 52px;border-radius:12px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);font-size:16px;line-height:1.35}
.ticks li::before{content:"";position:absolute;left:14px;top:50%;width:26px;height:26px;margin-top:-13px;border-radius:50%;background:var(--y)}
.ticks li::after{content:"";position:absolute;left:23px;top:50%;width:6px;height:12px;margin-top:-8px;border:solid var(--navy);border-width:0 3px 3px 0;transform:rotate(45deg)}
.ticks strong{color:var(--y)}

.vs{border-radius:var(--r);overflow:hidden;border:1px solid var(--line)}
.vs__head{display:grid;grid-template-columns:1fr 1fr;font-family:var(--disp);text-transform:uppercase;font-size:19px;letter-spacing:.4px}
.vs__head .vs__bank{background:#e9ecf2;color:#5b6375;padding:10px 12px}
.vs__head .vs__cp{background:var(--blue);color:#fff;padding:10px 12px}
.vs__row{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
.vs__topic{grid-column:1/-1;padding:10px 12px 0;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--mute);background:#fff}
.vs__row .vs__bank,.vs__row .vs__cp{display:flex;gap:8px;align-items:flex-start;padding:8px 12px 14px;font-size:14.5px;line-height:1.35}
.vs__row .vs__bank{background:#fff;color:#5b6375}
.vs__row .vs__cp{background:#eef3ff;color:var(--navy);font-weight:700}
.vs__row .vs__topic + .vs__bank,.vs__row .vs__topic ~ .vs__cp{padding-top:8px}
.x,.t{flex:0 0 20px;height:20px;border-radius:50%;position:relative;margin-top:1px}
.x{background:#f3d3d4}
.x::before,.x::after{content:"";position:absolute;left:9px;top:5px;width:2px;height:10px;background:var(--red);transform:rotate(45deg)}
.x::after{transform:rotate(-45deg)}
.t{background:var(--blue)}
.t::after{content:"";position:absolute;left:7px;top:4px;width:5px;height:9px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}

.broker{display:grid;gap:18px;justify-items:start}
.broker__av{width:112px;height:112px;border-radius:50%;display:grid;place-items:center;
  background:radial-gradient(circle at 30% 25%,#3c78ff,#123a9c 70%);border:4px solid var(--y);box-shadow:0 10px 24px rgba(0,0,0,.35)}
.broker__av span{font-family:var(--disp);font-size:44px;color:#fff;letter-spacing:1px}
.broker__name{font-family:var(--disp);font-weight:400;text-transform:uppercase;font-size:40px;line-height:1}
.broker__title{font-weight:700;color:#cdd8f5;margin:4px 0 14px}
.broker__p{font-size:17px;line-height:1.5;margin-bottom:10px;color:#fff}
.broker__meta{font-size:14px;color:#cdd8f5;margin-bottom:18px}

.proof{display:grid;gap:14px}
.pcard{padding:18px;border-radius:var(--r);background:#fff;border:1px solid var(--line);box-shadow:0 2px 0 var(--line)}
.pcard--ph{border:2px dashed #e0a800;background:#fffbea}
.ph-tag{display:inline-block;margin-bottom:10px;padding:3px 8px;border-radius:6px;background:var(--navy);color:var(--y);font-size:11.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.pcard__amt{font-family:var(--disp);font-size:40px;line-height:1;color:var(--navy)}
.pcard__what{font-weight:700;color:var(--blue-d);font-size:14px;margin:6px 0 8px}
.pcard__p{color:var(--mute);font-size:15px}
.pcard--review .pcard__what{margin:10px 0 0}
.stars{color:#c99700;font-size:20px;letter-spacing:2px;margin-bottom:6px}

.faq details{border-bottom:1px solid var(--line);background:#fff;border-radius:12px;margin-bottom:10px;border:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;min-height:56px;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 16px;font-weight:800;color:var(--navy);font-size:16.5px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:0 0 32px;height:32px;border-radius:50%;background:var(--y);color:var(--navy);display:grid;place-items:center;font-size:22px;font-weight:800;line-height:1}
.faq details[open] summary::after{content:"\2013"}
.faq details p{padding:0 16px 16px;color:var(--mute)}

.final{text-align:center}
.final__h{font-family:var(--disp);font-weight:400;text-transform:uppercase;font-size:clamp(38px,11vw,64px);line-height:1}
.final__p{margin:14px auto 22px;color:#d6def5;max-width:30em}
.final__btns{display:grid;gap:12px;max-width:640px;margin:0 auto}

.foot{background:#020611;color:#aeb8d2;padding:28px 0 30px;font-size:13.5px;line-height:1.5}
.foot p{margin-top:6px}
.foot a{color:#fff;display:inline-block;min-height:44px;line-height:44px}
.foot__brand{display:flex;align-items:center;gap:8px;margin-bottom:6px}
.foot__brand img{width:26px;height:auto}
.foot__c{color:#6f7a96}

/* ---------- sticky dock (mobile) ---------- */
.dock{position:fixed;left:0;right:0;bottom:0;z-index:50;display:grid;grid-template-columns:1fr 1.25fr;gap:10px;
  padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(3,9,28,.97);border-top:1px solid rgba(255,255,255,.12);
  box-shadow:0 -8px 24px rgba(0,0,0,.25);transition:transform .2s ease}
.dock a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:52px;border-radius:12px;font-weight:800;font-size:16px;text-decoration:none}
.dock__call{color:#fff;border:2px solid rgba(255,255,255,.6)}
.dock__call svg{width:18px;height:18px;fill:var(--y)}
.dock__cta{background:var(--y);color:var(--navy)}
.dock.is-hidden{transform:translateY(110%)}

/* ---------- small phones ---------- */
@media (max-width:359px){
  .opt{font-size:15px}
  .topbar__num{display:none}
}

/* ---------- tablet+ ---------- */
@media (min-width:640px){
  .stats__grid{grid-template-columns:repeat(4,1fr)}
  .steps{grid-template-columns:repeat(3,1fr)}
  .steps li{flex-direction:column}
  .steps__n{flex:none;width:44px}
  .proof{grid-template-columns:repeat(3,1fr)}
  .vs__row{grid-template-columns:150px 1fr 1fr}
  .vs__head{grid-template-columns:150px 1fr 1fr}
  .vs__head .sr{position:static;width:auto;height:auto;clip:auto;background:#e9ecf2;color:transparent}
  .vs__topic{grid-column:auto;padding:14px 12px;display:flex;align-items:center}
  .vs__row .vs__bank,.vs__row .vs__cp{padding:14px 12px}
  .broker{grid-template-columns:auto 1fr;gap:28px;align-items:start}
  .broker__av{width:150px;height:150px}
  .broker__av span{font-size:58px}
  .broker .btn{width:auto;display:inline-flex}
  .final__btns{grid-template-columns:1fr 1fr}
}

/* ---------- desktop ---------- */
@media (min-width:960px){
  body{padding-bottom:0}
  .dock{display:none}
  .wrap{padding:0 32px}
  .topbar__in{height:68px}
  .brand img{width:34px}
  .brand__word{font-size:22px}
  .topbar__call{padding:0 18px;font-size:16px;background:transparent;color:#fff;border:2px solid rgba(255,255,255,.5)}
  .topbar__call svg{fill:var(--y)}
  .topbar__cta{display:inline-flex;align-items:center;min-height:44px;padding:0 20px;border-radius:999px;background:var(--y);color:var(--navy);font-weight:800;text-decoration:none}
  .hero{padding:56px 0 64px}
  .hero__grid{grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
  .hero__h1{font-size:clamp(56px,5.3vw,78px)}
  .hero__sub{font-size:21px;margin-top:16px}
  .hero__pts{display:grid;gap:10px;margin-top:26px}
  .hero__pts li{position:relative;padding-left:34px;font-weight:600;color:#e6ecfb;font-size:17px}
  .hero__pts li::before{content:"";position:absolute;left:0;top:2px;width:22px;height:22px;border-radius:50%;background:var(--y)}
  .hero__pts li::after{content:"";position:absolute;left:8px;top:6px;width:5px;height:10px;border:solid var(--navy);border-width:0 3px 3px 0;transform:rotate(45deg)}
  .card{padding:28px 30px 24px}
  .q{font-size:38px;margin:6px 0 16px}
  .step{padding-top:20px}
  .opt{min-height:76px;font-size:19px}
  .opts--sm .opt{min-height:62px;font-size:16.5px}
  .opts{gap:12px}
  .micro{font-size:14px;margin-top:14px}
  .sec{padding:80px 0}
  .ribbon__track{font-size:24px}
  .stat b{font-size:52px}
  .ticks{grid-template-columns:1fr 1fr}
  .ticks li:last-child{grid-column:1/-1}
  #fit .btn{max-width:420px;margin:0 auto}
  #fit .narrow,#vs .narrow,#faq .narrow{max-width:900px}
}

/* ---------- motion ---------- */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
  .ribbon__track{width:auto;flex-wrap:wrap;justify-content:center;white-space:normal;gap:6px 14px;padding:0 12px}
  .ribbon__track > :nth-child(n+17){display:none}
}