CREDITPATH

Commercial finance · Australia-wide

Bank said no? That's one lender.

Business finance from $40K. Active ABN, 6+ months trading.

  • Banks, non-banks & private lenders
  • $40K to $50M, incl. development finance
  • Direct line to the broker, not a call centre
Check your eligibility Step 1 of 6
How much do you need?

About 60 seconds. Filling this in doesn't run a credit check.

What we fund: working capital, ATO debt, equipment, stock, expansion and refinance, with private lenders too, Australia-wide.

$40KMinimum loan
$50MMaximum loan
3Lender types: bank, non-bank, private
1Business day to a call back

How it works

Three steps. No runaround.

  1. 1

    Answer 6 quick questions

    About a minute on your phone. No documents yet, and filling it in doesn't run a credit check.

  2. 2

    Our team calls you

    Within 1 business day. A straight chat about what you need, what it's for and what you've got.

  3. 3

    We take it to the right lenders

    Banks, non-banks or private lenders, whichever fit the deal. You get your options and a straight answer on what's realistic.

Sound like you?

If you tick these, let's talk.

  • You've got an ABN and have been trading 6+ months
  • You need $40K or more for the business
  • The bank said no, or it's taking too long
  • Your income is lumpy or seasonal
  • You want one person who answers the phone
That's me. Check eligibility

Cut the bull

CreditPath vs the bank

Topic Your bank CreditPath
Lenders One lender, one credit policy Banks, non-banks & private lenders
The answer Weeks of back-and-forth A straight answer on what's realistic
Who you talk to A call centre and a ticket number A direct line to your broker
Your deal Fits their box or it's a no We look at the whole deal

Meet your brokerage team

CreditPath

Your commercial finance team

"You won't get passed around a call centre. Tell us the deal and we'll tell you straight if there's a lender for it. If there isn't, we'll tell you that too."

Commercial finance only · $40K to $50M · Australia-wide

Call us: 0413 031 866

Recent deals

Real businesses. Real deals.

$2M

Property-backed business loan · Rockhampton, QLD

Closed and settled, secured against property.

$500K

Unsecured cash flow · Retail

Funded in under 48 hours. No property security needed.

$60K

Business loan · Restaurant

Funded in 3 days.

FAQ

Straight answers

Is it free to talk?

Yes. The first conversation costs nothing and you're not locked into anything. If you decide to go ahead, any fees are explained to you in writing before you sign anything.

Will you check my credit straight away?

No. Filling in this form doesn't run a credit check. We talk first. Lenders do check credit as part of a formal application, and we'll tell you before that happens and only go ahead with your consent.

What lenders do you use?

Banks, non-bank lenders and private lenders. Which ones suit you depends on the deal: how much, what it's for, your trading history and any security available.

What if the bank already said no?

That's one lender's answer under one credit policy. Other lenders assess things differently. We'll look at why you were declined and tell you straight whether there's a realistic option elsewhere. If there isn't, we'll say so.

What's the minimum amount?

$40,000. We arrange business purpose finance from $40K up to $50M, including development finance. We don't do personal loans.

Cut the bull.
Get a straight answer.

Six questions, then a call from a real broker within 1 business day.